Despite an improving economy and a boost for most 401k plans with the recent rise in the stock market, Americans’ confidence in their retirement has fallen to a new low. Nearly 60 percent of workers have less than $25,000 in total household savings and investments, according to today’s report by the Employee Benefit Research Institute. [...]
Wednesday, March 20, 2013
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After a long era of planning on earlier exits from the workforce, more Americans are planning to work longer to make up for their failure to save enough for retirement. Nearly half of Americans have little or no confidence they are financially prepared for retirement, a problem many of them intend to solve by working [...]
Wednesday, March 20, 2013
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“Bend the knee,” a triumphant Queen Cersei tells Eddard Stark after outfoxing the nettlesome Northerner in “Game of Thrones.” When the noble Lord Stark declines, at great risk to his health, it is usually chalked up to an excess of probity. But what if he doesn’t bend the knee because he can’t bend the knee? [...]
Wednesday, March 20, 2013
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Today’s retirees are not like a generation ago. Advancements in healthcare and technology have seniors leading more active, exciting, connected lives. With that in mind, we compiled this list of the top five essentials for the modern retiree. 1. Smartphone Cell phones have come a long way in recent years. With the addition of touchscreens [...]
Wednesday, March 20, 2013
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To supplement your financial records inventory, here’s a checklist of the nonfinancial items you should also collect: Collect any records that apply to any chronic medical conditions you may have. It’s possible that many years after you were first diagnosed or treated, your doctor may want to know the details of your medical history, any [...]
Saturday, October 20, 2012
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Have you worked hard all your life, excitedly looking forward to the freedom years of retirement, only to discover there’s not enough in the pension pot to maintain the lifestyle you’re used to? Because you’ve still got a lot of life left to live! Maybe you did manage to save hard for retirement, and paid [...]
Friday, October 19, 2012
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In the United States, life insurance is an important factor in estate planning for most people. In addition, it is considered to be essential for those who have young children or who provide support for a spouse, or a child or adult who is disabled. Here are some points to consider in making this financial [...]
Friday, October 19, 2012
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By Eva Mor, PhD, Author of “Making the Golden Years Golden” As a member of the baby boomer generation, I have been following this election very carefully. Out of great concern for my generation and for the generations to follow us, I have been considering what is at stake. I decided to volunteer and encourage my [...]
Sunday, October 14, 2012
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One of life’s hard truths is that everybody ages, and sometimes you may no longer be able to provide the care that your elderly family members may need. Perhaps they are sick or have become prone to falling in their old age. There comes a time where finding proper care is crucial to their health [...]
Saturday, October 13, 2012
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Residential care homes can provide services for a vast array of individuals, but what are they and what do they do? Why would you need a care home? If you or someone you’re related to is finding it difficult to care for themselves and achieve the simple things in life, a care home is one [...]
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Wednesday, March 20, 2013
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