When it comes to retirement, it’s important to know what you want and plan ahead. Whether you prefer a beachside villa, a mountainside cabin, or a busy community, there are plenty of options to pick from right here within the United States. Although there are certainly myriad million-dollar mansions on the market, you don’t have to spend a small fortune to retire comfortably and pleasantly in the paradise of your dreams. Here is a list of our best three places to retire in the United States.
As surprising as it might seem, the beautiful town of Marquette, Michigan, has some of the best retirement options to be found in the entire nation. One of the best things about this quiet, picturesque location is the huge amount of options it has for year-round fun.
Although tanning on the beach to the gentle crash of waves may sound ideal at first, doing it every day for the next 30 years could become quite a chore. Marquette, Michigan, is situated on a broad peninsula that extends out into Lake Superior. With a huge body of water never more than a short drive away, you will be able to enjoy as many water sports and activities as you like all summer long. There is plenty of snow during the winter months, and skiing, ice-fishing, and other winter activities will make sure you are never bored when the cold hits.
The average home price in this town is a mere $145,000 and the state income tax hovers at around 4.35%. Marquette, Michigan, sits in close proximity to Northern Michigan University, which offers plenty of exciting indoor activities. Additionally, the city has one of the best cardiovascular hospitals in the nation.
Cape Coral, Florida
Of course, when it comes to retirement, the beach is hard to beat. Cape Coral, Florida, is not only near some of the most beautiful beaches in the United States, but it also has a mild climate, an economic housing market, and low taxes. Real estate prices have dropped an average of 60 percent over the last five years, and they are showing no signs of slowing down. The average home price in Cape Coral, Florida, currently sits at only $95,000. On top of this, there is a cost-of-living index that ranks at an ideal 96, and no state income tax.
If you like water, there is plenty of it in this quiet town. About 400 miles of canals cut through Cape Coral, many of which empty directly into the Gulf of Mexico. Although there is very little nightlife here, there is a great outlet mall, a lively farmer’s market, and a beautiful golf course.
Although the summers in this bustling cultural city do err slightly on the sticky side, Austin, Texas, has just about everything else going for it. Knee-deep in performing arts and music culture, Austin has a never-ending line-up of cultural events such as orchestral performances, ballet presentations, and live indie bands. There are no less than three senior centers run by the city of Austin, where you will be able to sign up for a huge variety of fitness classes and other activities. Austin’s University of Texas also features learning programs for all ages.
Austin, Texas, has an average home price of only $124,000 and no state income tax. There are plenty of great nature preserves and beautiful parks to explore, and if you like spending Cinco de Mayo in Mexico, it’s only a short drive away.
Megan writes for Assisted Living Today, a leading source of information on a range of topics related to elderly living and retirement care and facilities including a Maryland Assisted Living guide.