How You Can Comfortably Age in Place
How You Can Comfortably Age in Place Staff

It’s surprising how reluctant some people are when it comes to aging. Aging is unavoidable, and while it definitely can come with its fair share of trials and tribulations, it doesn’t mean your quality of life has to take a hit. You just need to make the necessary preparations and plan in advance. Here’s how you can comfortably age in place.

Get a Life Settlement

Some elderly people may not be as fit as they used to be. Perhaps even doing a small part-time job, like serving customers, can be too much. However, no matter how old someone gets, they’re always going to need money. But elderly people may have a harder time getting it compared to the average Joe. However, there’s a way for elders to come into a lot of money in a short amount of time: life settlements.

Life settlements are when you look at selling a life insurance policy to a third-party rather than the company you obtained it from. Despite this difference, the process is more or less the same. And being an elder, you’re more likely to receive one than a younger person. How it works is that you put your policy up for sale and a third-party buyer gives you a percentage of the policy’s value. In exchange, they become the sole beneficiary of the policy. For a more detailed explanation, be sure to look up an online guide about life settlements, so you know what to expect.

Make the Necessary Home Renovations

When it comes to aging in place, you might need to make some renovations to your home. Older people can have an increased risk of developing a number of health problems. Arthritis, osteoporosis, balance issues and even cognitive decline are to name a few. Climbing the stairs is considered to be a hazard for older people because of their weakened grip and slower reaction times. And you want to be sure that your home allows you to do everyday activities for older adults that support physical and mental wellbeing.

The right renovations can eliminate the risks of slip and falls. Rather than climb the stairs, you can renovate a room on the ground floor of your home into your new bedroom. Or, you can install either a home or stair lift, which you can use the aforementioned life settlement payment for. For the bathroom, you can make the toilet taller, install handlebars in the shower and even put a seat in the tub. In regards to the toilet situation, it’s recommended you have one that’s at least 17 inches. Anything shorter can make it harder to stand up, especially if your legs and backs aren’t as strong.

Have Your Family Move In

Elders may have the proper accommodations for living comfortably, but it can get lonely. Being by yourself can have a significant impact on your mental and emotional wellbeing, especially if you’re widowed. If you’re feeling lonely, now’s the perfect time to live with your family once again. Your children will be more than happy to move back in with their parent and take care of you.

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