Retirement Planning: There’s an App for That

Let’s face it, just thinking about retirement can be overwhelming, not to mention actually trying to plan for it. Many of us don’t know where to begin and often turn to a financial advisor for help with very common questions. At what age should I retire? When should I claim Social Security? How should I plan for healthcare costs? The list goes on and unfortunately the answers to these questions are not one size fits all.

Wouldn’t it be nice if you could quickly supply your information and not only get answers to these questions, but see how different choices you make could affect your retirement plans? Wouldn’t it be nice if you could have control of your financial future at your fingertips? Well, we have some good news: you can.

A new retirement planning app called Silvur helps you take control of your finances and take the guesswork out of retirement planning. Whether you’re nearing or living in retirement, Silvur empowers you to make smart financial decisions to ensure you reach your retirement goals. Now here’s the even better news: the app is free.

Here’s how it works. Download the app in the Apple App Store and enter information about your personal finances, lifestyle and retirement goals. The more detailed you are about your income, assets, and expenses, the more accurate Silvur’s projections will be. Silvur can estimate Social Security benefits and Medicare costs based on your zip code to give you a better idea of what your income and expenses will be. Social Security and Medicare are top sources of confusion and questions when it comes to retirement planning, so you’ll likely find this super helpful.

Once your information is entered, you’ll be given a Retirement Score, which basically tells you how long your money will last in retirement. Think of your Retirement Score as a quick snapshot of where you are at that moment, but it’s not a one-time metric. Silvur will provide you tools, content and more ways to improve your Score like through the Retirement Store. Exclusive for Silvur members, the Retirement Store can get you discounts and savings to lower your monthly expenses from prescription drugs to homeowners insurance.

Anyone at this stage of life knows that all the planning in the world doesn’t mean things will go according to plan. Life happens…divorce, death of a spouse, or health issues can wreak havoc on even the best laid plans. And smaller unplanned expenses will most certainly arise for just about everyone. So perhaps the neatest thing about Silvur is that you can adjust your financials any time you want or need to and see how it impacts your Retirement Score. From there, you can figure out what you need to change or tweak - with the help of Silvur’s strategies and solutions - to get yourself back on track. Having the ability to do this yourself, rather than contacting a financial advisor every time something arises, whether planned on not, is empowering and cost saving. Because it’s so easy to adjust your information in the app at any time, it encourages you to be on top of your finances which is always a good thing.

Since retirement planning is stressful enough, the app places an emphasis on user experience so that you’ll have an easy time figuring out how to use it. Silvur also offers other exciting user features that you can choose to use, such as a curated weekly checklist, and you can explore relevant content that is constantly updated. You can also extend your money while shopping through Silvur’s Retirement Store, which offers exclusive member savings on top brands. These available features help make Silvur a more immersive experience.

If you’re concerned about entering your personal information into an app, you’re not alone. Silvur takes your privacy very seriously and deploys many safeguards to keep your information safe and secure. You can check with Silvur about these details to put your mind at ease.

So, maybe you need help getting started with retirement planning. Maybe you’re nearing retirement and struggling with how certain decisions will impact your retirement finances. Maybe you’re already retired and like the idea of being able to check in daily to see if your finances are on track. In all of these cases, Silvur can help. Silvur can help you implement, reach and maintain your personal retirement goals, all at the power of your fingertips, one day at a time.

Download Silvur today and prepare to rock your golden years!




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